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I want to buy a new car in the 2000′s. I know that when you a brand new car you have to pay for collision insurance and I don’t want to have to pay for that. What is the oldest year car that I can buy without having to worry about the collision insurance?
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May 26th 2010 • 19:05
by Kelly
I want to buy a new car in the 2000′s. I know that when you a brand new car you have to pay for collision insurance and I don’t want to have to pay for that. What is the oldest year car that I can buy without having to worry about the collision insurance?
May 26th 2010 • 21:05
by This is me.
You only need it if you are buying a car with the bank’s money. If you buy it with your own money to be legal you only need liability insurance.
This is the insurance that’ll pay the other party should you (touch wood) get into an acident and it is your own fault.
If you need insurance see this http://gsx1.com/InsuranceComparison.html take the quote, they’ll come back with prices from different insurers in your area. It’s very quick and free of charge. You can back up, change car and see new quote.
But to find a cheap price you should get several quotes, shop around a lot, do some legwork till something better will come along.
Here’s more from my bookmarkshttp://finance.ebookorama.com/ukusa-sele…http://gsx1.com/Car-Insurance/100.php
There’ll be tons more in google.
May 26th 2010 • 22:05
by kelannde
You’re talking about comprehensive insurance… what is called “full coverage.”
If you borrow money to buy a car – regardless of what year the car is – the financial agency/bank will require you to have full coverage.
If you pay cash for the car – even if it is 2009 – you don’t have to have full coverage.
So the answer is – the year makes no difference.
May 26th 2010 • 23:05
by UNCOLA
It has nothing to do with the age of the car. If there is a lien holder is why you need collision. So if you owe money you need collision. There are obviously other reasons to have collision. If you can’t afford to replace the vehicle if damaged or totaled would be the obvious.